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Health insurance is an agreement between the policyholders and the health insurance company where the latter covers the medical expenses of the policyholder in exchange for periodic fixed payments. International health insurance is designed for individuals, overseas travelers, expatriates, and US citizens residing abroad. Many health insurance companies offer worldwide coverage that allows the customers to get the best medical care internationally.

Americans traveling abroad prefer to have an international health insurance in place because most of the standard health insurance plans do not cover medical expenses incurred while abroad. There are certain health insurance companies that cover their policyholders even outside the United States. Still a travel insurance policy provides few important coverage extensions, which may come in handy abroad. Many travel health insurance polices even cover medical treatment incurred on domestic trips. Reputed good insurance companies offer their clients health and security information about their travel destinations and medical translation assistance available there. They even provide policyholders with access to a global network of reliable physicians.

Common international health insurance policies comprise of emergency and non-emergency medical expenses, medical evacuation, prescription drug coverage, and some death benefits. If the policyholders wish to include emergency dental coverage as well, the policy will be a little more expensive. International health insurance policies begin from the date the applicants have requested on the form, or from the date the health insurance company receives the application. However, this is possible only in the case where the applicants do not have any medical history to declare. For applicants who have declared a medical history, the application is forwarded to the underwriters to make a decision about offering the medical plan, which takes between two to three business days. Typically, in such a scenario health insurance companies request for a full medical examiners report to be completed by the applicants with the help of their doctors. After receiving all the relevant information, the exclusions, load premiums, or rejection of the application is intimated to the applicants.

Health Insurance provides detailed information on Health Insurance, Health Insurance Quotes, Affordable Health Insurance, Health Insurance Plans and more. Health Insurance is affiliated with Health Insurance Company Ratings.

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